Blog

Dog owners know what great companions they can be, but even man’s best friend can be unpredictable. Dog-related accidents can and do happen. That’s why liability coverage isn’t just a precaution; it’s a crucial safeguard for any responsible pet owner. Medical and Legal Expenses Even well-trained dogs can react to sudden provocation or fear, or […]

In addition to providing lodging for you and your family, homes can also represent potentially valuable sources of income. If you own a home but choose to rent it out rather than live there yourself, you might enjoy lucrative rent while helping to provide temporary housing in your community. However, when renting out your home, […]

As life changes, so do your insurance needs. Reviewing your homeowners insurance policy can help keep you financially prepared for any accidents or losses involving your home. How Often Should I Review My Home Insurance? It’s highly recommended to review your home insurance policy annually. Many changes can happen in a year, including home improvements, […]

Creating a comprehensive home inventory is crucial for renters to ensure adequate protection under their renters insurance policies. A well-documented inventory helps determine the appropriate coverage amount and streamlines the claims process in the event of loss or damage. Here’s a guide to help you craft an effective home inventory.​ Choose Your Inventory Method Decide […]

Standard renters insurance policies typically differentiate between sudden and accidental water damage versus gradual damage or flooding. Your policy might help cover damage to your personal belongings from sudden incidents like a burst pipe, overflowing appliance or water from extinguishing a fire. For example, suppose your upstairs neighbor’s bathtub overflows and damages your furniture. In […]