Agency

When living with a roommate, sharing expenses is a common practice to save money. One question that often arises is whether roommates can share a renters insurance policy. While this might seem like a straightforward way to cut costs, there are several factors to consider, including eligibility, coverage limits and potential liabilities. Understanding the pros […]

Think all your belongings in your rented space are covered by your landlord’s policy? Think again. At Latinos Services, we understand the importance of helping Richmond renters understand what coverage they need to help secure their possessions and peace of mind. What Is Renters Insurance? Renters insurance is specifically designed to help address risks that […]

Guaranteed asset protection (GAP) insurance can be an essential financial safeguard when you buy or lease a new vehicle. GAP insurance may cover the difference between what you owe on your car loan and the car’s actual cash value (ACV) if it’s totaled or stolen. Because cars depreciate quickly, standard auto insurance may not pay […]

Your auto insurance can establish and cultivate your financial security even after serious accidents or other incidents involving your vehicle. However, while your policy can provide financial aid to limit out-of-pocket losses and expenses that might otherwise destabilize your fiscal situation, you must understand how to navigate the claims process. How to Handle an Auto […]

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]