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Creating a comprehensive home inventory is crucial for renters to ensure adequate protection under their renters insurance policies. A well-documented inventory helps determine the appropriate coverage amount and streamlines the claims process in the event of loss or damage. Here’s a guide to help you craft an effective home inventory.​ Choose Your Inventory Method Decide […]

Standard renters insurance policies typically differentiate between sudden and accidental water damage versus gradual damage or flooding. Your policy might help cover damage to your personal belongings from sudden incidents like a burst pipe, overflowing appliance or water from extinguishing a fire. For example, suppose your upstairs neighbor’s bathtub overflows and damages your furniture. In […]

When living with a roommate, sharing expenses is a common practice to save money. One question that often arises is whether roommates can share a renters insurance policy. While this might seem like a straightforward way to cut costs, there are several factors to consider, including eligibility, coverage limits and potential liabilities. Understanding the pros […]