Blog

Creating a comprehensive home inventory is crucial for renters to ensure adequate protection under their renters insurance policies. A well-documented inventory helps determine the appropriate coverage amount and streamlines the claims process in the event of loss or damage. Here’s a guide to help you craft an effective home inventory.​ Choose Your Inventory Method Decide […]

Standard renters insurance policies typically differentiate between sudden and accidental water damage versus gradual damage or flooding. Your policy might help cover damage to your personal belongings from sudden incidents like a burst pipe, overflowing appliance or water from extinguishing a fire. For example, suppose your upstairs neighbor’s bathtub overflows and damages your furniture. In […]

Think all your belongings in your rented space are covered by your landlord’s policy? Think again. At Latinos Services, we understand the importance of helping Richmond renters understand what coverage they need to help secure their possessions and peace of mind. What Is Renters Insurance? Renters insurance is specifically designed to help address risks that […]

Guaranteed asset protection (GAP) insurance can be an essential financial safeguard when you buy or lease a new vehicle. GAP insurance may cover the difference between what you owe on your car loan and the car’s actual cash value (ACV) if it’s totaled or stolen. Because cars depreciate quickly, standard auto insurance may not pay […]

One of the best ways to save money is by taking advantage of available auto insurance discounts. Many insurance companies offer various discounts that can significantly lower your premium. Here’s a breakdown of some typical discounts you might be eligible for. Good driver discounts—You could qualify for a good driver discount if you maintain a […]