agosto 12, 2025
AgencyThe Importance of Liability Coverage for Dog Owners
Dog owners know what great companions they can be, but even man’s best friend can be unpredictable. Dog-related accidents can and do happen. That’s why liability coverage isn’t just a precaution; it’s a crucial safeguard for any responsible pet owner. Medical and Legal Expenses Even well-trained dogs can react to sudden provocation or fear, or […]
julio 21, 2025
AgencyWhat to Know About Home Insurance When Renting Out Your Property
In addition to providing lodging for you and your family, homes can also represent potentially valuable sources of income. If you own a home but choose to rent it out rather than live there yourself, you might enjoy lucrative rent while helping to provide temporary housing in your community. However, when renting out your home, […]
junio 27, 2025
AgencyWhy Reviewing Your Home Insurance Policy Annually Is Crucial
As life changes, so do your insurance needs. Reviewing your homeowners insurance policy can help keep you financially prepared for any accidents or losses involving your home. How Often Should I Review My Home Insurance? It’s highly recommended to review your home insurance policy annually. Many changes can happen in a year, including home improvements, […]
abril 15, 2025
AgencyHow to Create a Home Inventory List for Your Renters Insurance
Creating a comprehensive home inventory is crucial for renters to ensure adequate protection under their renters insurance policies. A well-documented inventory helps determine the appropriate coverage amount and streamlines the claims process in the event of loss or damage. Here’s a guide to help you craft an effective home inventory. Choose Your Inventory Method Decide […]
marzo 28, 2025
AgencyDoes Renters Insurance Cover Water Damage and Leaks?
Standard renters insurance policies typically differentiate between sudden and accidental water damage versus gradual damage or flooding. Your policy might help cover damage to your personal belongings from sudden incidents like a burst pipe, overflowing appliance or water from extinguishing a fire. For example, suppose your upstairs neighbor’s bathtub overflows and damages your furniture. In […]
enero 30, 2025
AgencyRenters Insurance in Richmond, VA
Think all your belongings in your rented space are covered by your landlord’s policy? Think again. At Latinos Services, we understand the importance of helping Richmond renters understand what coverage they need to help secure their possessions and peace of mind. What Is Renters Insurance? Renters insurance is specifically designed to help address risks that […]
diciembre 26, 2024
AgencyWhat Is GAP Insurance?
Guaranteed asset protection (GAP) insurance can be an essential financial safeguard when you buy or lease a new vehicle. GAP insurance may cover the difference between what you owe on your car loan and the car’s actual cash value (ACV) if it’s totaled or stolen. Because cars depreciate quickly, standard auto insurance may not pay […]
octubre 27, 2024
lsadminTypes of Discounts That May Be Available for Your Auto Insurance Policy
One of the best ways to save money is by taking advantage of available auto insurance discounts. Many insurance companies offer various discounts that can significantly lower your premium. Here’s a breakdown of some typical discounts you might be eligible for. Good driver discounts—You could qualify for a good driver discount if you maintain a […]